About Access Loan New Mexico

What is the Access Loan New Mexico Program?

Access Loan New Mexico is a statewide, low interest loan program that allows New Mexicans with disabilities to purchase assistive technology or make home modifications so that the individual can live more independently or productively.

What can I buy with the loans?

Examples of Assistive Technology:

  • Wheelchairs & motorized scooters
  • Hearing Aids
  • Magnifiers and other visual aids
  • Computers with modifications
  • Control/switches for lights, doors, and appliances
  • Vehicles with lifts or hand controls

You can also use Access Loan New Mexico to make certain modifications to your home. Examples of home modifications:

  • Kitchen redesign
  • Roll-in showers or other bathroom modifications
  • Widening of doorways
  • Ramps and home accessibility modifications


What if my credit record is poor or I don’t have a job?

Your application is reviewed on the basis of your ability to make the monthly payments, to pay back the loan. Your Social Security, disability, or retirement benefits are taken into consideration as income. Your debt, stability in your residence, and job are also considered. Some applicants are denied, but Access Loan New Mexico’s criteria are more flexible than most banks.

How much money can I borrow?

Generally, it is based on affordability. You may apply for the amount you need, but actual loan amounts will depend on the item purchased and your ability to repay. The average maximum amount is about $25,000.

What do I need to do to apply for a loan?

    1. Complete an Access Loan Application (Download Access Loan New Mexico App Application – MS Word)
    2. Complete a Four Corners Community Bank Application (Download Four Corners Community Bank Application – PDF)
    3. Complete a Disclosure Consent Form (Download Authorization to Request Release Confidential Records and Information – MS Word)
    4. Submit the above documents to:

Damon Wright

1204 San Juan Blvd
Farmington, NM 87401
Ph: (505) 566-5831

Fx: (505) 566-5842


  1. The loan committee reviews all documents with approval or denial of the request within a week. Loan closing is done with FCCB and completion of a satisfaction survey is requested.

Toll Free in NM 1-877-484-4500

For more information you can visit us on the web at: